Click to Pay is an integrated checkout solution designed to revolutionize online payments for consumers seeking fast, simple, and secure transactions. This next generation of eCommerce technology enables users to make payments without the hassle of entering card credentials or storing sensitive information across various merchants’ platforms. Click to Pay eliminates the need for passwords and ensures a consistent checkout experience across devices, operating systems, and retailers without requiring consumers to re-enter their information.
Gone are the days of cumbersome checkout processes and lengthy payment forms. With Click to Pay, customers can complete transactions with just one click, saving time and eliminating the frustration often associated with traditional online payments. Whether shopping on a desktop computer, tablet, or smartphone, users can enjoy a seamless and consistent checkout experience across all devices, without compromising on security
By adopting Click to Pay, merchants can stay ahead of the curve and meet the demands of today’s discerning consumers. With its intuitive interface and robust security features, Click to Pay offers merchants a competitive edge in the crowded eCommerce landscape. From reducing cart abandonment rates to improving customer satisfaction, Click to Pay delivers tangible benefits that drive business growth and success.
Click to Pay is not just a payment solution; it’s a strategic investment in the future of your business. Embrace the power of Click to Pay and revolutionize your checkout process today.
Improve conversion, increase approvals and reduce fraud by securing guest checkout through tokenization and removing interruptions to the consumer journey.
Offer a streamlined payment experience embedded directly into your checkout – through a single integration that works across networks and consumer devices.
Reduce friction and cart abandonment with intelligent recognition, delivering cutting-edge payment experiences directly in your checkout.
Welcome to the future of online transactions! Click to Pay is not just a payment solution; it’s a game-changer for merchants like you. Say goodbye to the hassles of complex checkout processes and hello to streamlined, secure payments that enhance your customers’ shopping experience. Let’s dive deeper into how Click to Pay can revolutionize your online business.
A single profile for payment cards
Pre-authenticated details are kept up to date and protected by Mastercard, with just one enrollment.
Hassle-free checkout using intelligent recognition
Removing the need to enter payment details, remember passwords or create new accounts.
Fast, intuitive and seamless payments
Working consistently across devices and browsers, supported by the major networks.
Increased confidence when paying online
Knowing card details are protected and not shared with the online retailer.
Up to 40% average reduction in checkout time with Click to Pay
Up to 90% checkout conversion rate for returning users
Uplift of up to 3ppt in approval rates for tokenized transactions compared to PAN transactions
With Click to Pay, you can streamline your checkout process like never before. No more lengthy forms or redundant data entry. By eliminating the need for passwords Click to Pay offers a seamless payment experience that keeps customers coming back for more.
Click to Pay prioritizes the safety of your transactions. By utilizing advanced tokenization it ensures that your customers’ sensitive information is protected at all times. Instill trust and confidence in your brand, fostering long-term customer loyalty and satisfaction.
Say goodbye to card abandonment. By streamlining the checkout process and offering a frictionless payment experience, Click to Pay minimizes the likelihood of customers abandoning their carts. This means more completed transactions, increased increased sales, and higher revenue for your business.
Innovation is the key to staying competitive. By adopting Click to Pay, you demonstrate your commitment to embracing the latest advancements in payment technology. Stay ahead of the curve and position your business as a leader in the industry.
Attracting new customers is important, but retaining existing ones is essential for long-term success. By offering a convenient and secure payment method such as Click to Pay, you create positive interactions with your customers, encouraging them to return to your store again and again.
Your checkout is a critical touchpoint in the customer journey. With Click to Pay you provide a seamless and secure payment option, remove barriers to purchase and encourage customers to complete transactions. Every click is a step closer to a sale, maximizing your conversions and driving revenue growth.
Click to Pay is an open standard from EMV Secure Remote Commerce standard for eCommerce / Card Not Present guest checkout transactions, and delivers a more consistent and convenient checkout experience for consumers, reducing the multiple steps they face at different sites today. As a leading Payment Service Provider in South Africa, PayU Click to Pay is gaining momentum across the landscape, and our strategy supports a best-in-class experience. Our partnership with Mastercard, together with other merchants and partners, will continue supporting our vision of creating an inclusive world without financial borders where everyone can prosper.
Karen Nadasen, CEO, PayU Africa
According to Mastercard research on global eCommerce trends, online shopping sales are estimated to surpass R400 billion by 2026 in South Africa alone. Click to Pay has already launched in five markets – UAE, KSA, Qatar, Kuwait, and now South Africa, and is set to launch in many more markets within the coming year and currently almost half of all Click to Pay checkouts on purchases are performed by returning users.
Gabriel Swanepoel, Country Manager at Mastercard for Southern Africa
We have seen 94% checkout conversion rate for returning users on a trusted device based on Mastercard internal analysis (for top 10 Click to Pay merchants pulled from H1 2022), up to 3pp improvement in approval rates (for tokenized transactions compared to PAN transactions).
Amnah Ajmal, Executive Vice President, Market Development at Mastercard EEMEA
Click to Pay works on most devices with internet access and a web browser. This includes smartphones running iOS or Android, tablets, laptops, and desktop computers.
Click to Pay improves upon Card on File (CoF) by offering a more secure and streamlined checkout experience. Unlike CoF, where consumers must store their payment details with individual retailers, Click to Pay provides a centralized and secure payment method across various merchants’ platforms. With Click to Pay, sensitive information is tokenized, reducing the risk of fraud and enhancing security for both consumers and merchants. Additionally, Click to Pay offers a consistent and user-friendly checkout process, reducing cart abandonment rates and improving overall customer satisfaction. By adopting Click to Pay, merchants can offer their customers a trusted and convenient payment solution while minimizing the complexities and security concerns associated with traditional CoF methods.
Click to Pay differs from digital wallets by providing a more unified and platform-independent payment experience. Unlike digital wallets, which often rely on specific device operating systems and require users to re-enroll their cards when switching devices, Click to Pay offers consistency across all devices and operating systems. Additionally, Click to Pay operates within open-loop payment networks, ensuring broader acceptance and compatibility across various merchants and platforms. While digital wallets may introduce complexities for retailers and consumers, Click to Pay simplifies the checkout process with its one-click functionality and tokenized security, minimizing risk and enhancing convenience. By offering Click to Pay alongside other digital wallet options, merchants can cater to diverse customer preferences while ensuring a seamless and secure payment experience across all channels.